America First Credit Union

When you are trying to purchase a new car, it can be very difficult to find the financing that you need and deserve.  Too often we find ourselves trapped with a loan that does not work for our needs.  This results in having to pay too much money for a vehicle to a company that does not appreciate us as much as they should.  A great lender to finance our auto loans should not be so difficult to find.  A decent lender should offer a variety of options that work to fit our individual needs and desires. America First Credit Union is such a lender.  They offer a range of products and services that have been designed to suit our needs as customers.  What’s more is they even offer great customer service with their programs.

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America First Loan Programs and Qualifications

Just as any good lender should do, America First Credit Union structures their loan programs to make sure that everyone in the Utah and Nevada area can obtain the financing that they need to obtain the car that they deserve.  Depending upon your individual credit situation, you can obtain an interest rate that is as low as 5.6%.  Even if your credit is not perfect, America First Credit Union offers fairly priced loans that will suit your needs, even if you have been turned down from other lenders.  Some of their loan programs include:

  • 100% financing
  • Fixed and adjusted rate financing options
  • Loans for used or new vehicles
  • Loans from 5 to 7 years
  • RV Loans

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America First Credit Union considers a variety of factors when preparing your loan program.  The age and mileage of your vehicle, as well as the length of time for which you would like to arrange financing are just a few.  AFCU looks to offer financing to most vehicles with few mileage or age requirements.

America First Auto Loan Application Process

If you are looking for a simple and convenient way to apply for your loan, America First Credit Union has the best way for you to do it.  America First Credit Union offers a fast and simple online platform from which you can obtain current rates, and even apply for your loan using their automated online application.  Be sure to have all of your information and the information about the vehicle handy before you apply.

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* Auto Loan Center is not necessarily affiliated with the lender profiled on this page. As such, we cannot guarantee that your request for an auto loan will be matched with any particular lender featured on this website. If you wish to contact this lender directly, we encourage you to visit this lender’s website. All content provided on this site is for informational purposes only. Product and service availability varies by state.

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Current Rates


36 month new car:
60 month new car:
48 month used car:


Rates vary depending on your credit and the lender

Updated: January 2014

Source: Uehara Index