Wells Fargo

In the ever-changing auto lending industry, the customer is usually the last person to know when a major shift or innovation has taken place.  This means that it is up to the professionals in the industry to communicate the necessary information to the customer.  Unfortunately, many companies take advantage of this opportunity to omit facts or figures that should be considered vital information to a customer who is about to commit to a loan that could last for up to seven years.  With that in mind, it is important to obtain financing from a lender who is honest and trustworthy enough to communicate this information to their customers.  While this sounds like common sense to many, it is less common than one would expect, which is why consumers need to be increasingly more selective when choosing an auto lender.  Choosing a lender like Wells Fargo is an example of making a wise decision in the lending industry.  Wells Fargo has been in business since the 1800’s, when they began expediting information to and from people all across the country.  Today, they offer some of the most creative financing options available to their auto loan customers.

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Wells Fargo Loan Programs and Qualifications

Whether you are in the market for a new or used vehicle, Wells Fargo will help you with the financing you need to make this very important purchase.  They have a wide variety of flexible options of which customers can take advantage.  Wells Fargo offers an impressive amount of terms and different loan structures that make the process of obtaining a loan more personalized and suited to your needs.  Wells Fargo approves the majority of individuals who apply for their auto loan products and services.  Rates are based on their credit hierarchy, so if you have great credit you can take advantage of their lower rates, and if your credit needs some work, Wells Fargo is willing to offer you the financing that you need in order to get back on track.  Wells Fargo’s auto loan specifications are:

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  • Financing is not available for: commercial vehicles, Lemon Law vehicles, motorcycles, boats, conversion vans, or salvaged vehicles
  • Vehicles must have less than 100,000 miles
  • Vehicles must be under six years old

Wells Fargo Auto Loan Application Process

Wells Fargo offers concise and easy-to-use online application materials.  Your loan will be approved in about 30 seconds.

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* Auto Loan Center is not necessarily affiliated with the lender profiled on this page. As such, we cannot guarantee that your request for an auto loan will be matched with any particular lender featured on this website. If you wish to contact this lender directly, we encourage you to visit this lender’s website. All content provided on this site is for informational purposes only. Product and service availability varies by state.

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Current Rates


36 month new car:
60 month new car:
48 month used car:


Rates vary depending on your credit and the lender

Updated: January 2014

Source: Uehara Index