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Car Buying and Financing Tips
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California Auto Loans

California, the Golden State, is brimming with remarkable attractions, national parks, deserts, mountains, and universities. If Californians want to visit these places, owning a car is usually a necessity. California has 169,835 miles in various statewide highways, which allow Californians to travel the state and see its beautiful attracitons.

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Auto Lenders & Loan Types in California (CA)

Californians have numerous auto loan solutions available to them for purchase options like buying a new/used auto. California's state lenders include:

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Most of these lenders provide the following loan options:

Financing Car Loans in California (CA)

Consumers may not be aware that refinancing an auto is relatively easy, and may save them a lot of money. Drivers in Californians often refinance when they originally purchase a new car, then later discover that they agreed to high-rate financing. Refinancing is also a good option for consumers who have past credit problems. Utilizing the Internet to refinance is a well-kept-secret, as the process typically only requires a quick application.

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If you have good credit, getting an auto loan is easy. Look for web-based lenders such as PeopleFirst.com and Car.com who will provide a "painless" process. Be sure to check out Zero Financing or No-Interest Financing via automaker programs like GM, Chrysler, Ford, and Toyota auto loan programs.

California State Auto Loan Information

For additional information regarding new/used autos and lending regulations, contact your California DMV and California Department of Financial Institutions:

California Division of Motor Vehicles
P.O. Box 944247, #G199
Sacramento, CA 94244

California Department of Financial Institutions
1810 13th St.
Sacramento, CA 95814

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Zip Code:

Loan Type:

Current Rates
APR

36 month new car:
60 month new car:
72 month new car:
36 month used car:
60 month used car:
72 month used car:
Refinance car loan:
Lease buyout:

6.15%
6.27%
6.71%
6.62%
6.77%
7.38%
7.22%
8.38%

Updated: 06/14/2007
Source: Uehara Index

 

 

* Auto Loan Center is not an auto loan lender or broker, but provides information about auto loan products and lenders. Not all products and services are available in all states.

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