Colorado Auto Loans

Colorado, the Centennial State, covers 104,185 square miles. The residents of Colorado have all the driving means necessary with 9 U.S. Routes and 3 Interstates. For those in need of a car, Colorado auto loan rates have dropped as much as 10% in recent weeks to between 6.35% and 7.49% depending on your credit. Whether you are looking to buy a new or a used car, now is a great time to obtain a car loan.

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Auto Lenders & Loan Types in Colorado (CO)

There is no shortage of lenders in Colorado who are willing to help you get into a new car. You'll want to start by researching your options to find the best plan for your needs. Here are just a few of the lenders you can find in Colorado:

• Credit Union of Denver
• Chase
• Capital One Auto Finance
• CitiFinancial Auto
• Key Bank
• First Bank of Colorado

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Most of these lenders will offer you a variety of loan options to help you purchase an automobile. Depending on your credit score and the kind of car you want to buy, you may want to consider one of the following loan options:

• New car loan
• Used car loan
• Refinance loan
• Lease buyout
• Credit challenged loan

Financing Car Loans in Colorado (CO)

If you have good credit (above 600) and are looking to buy a car, you'll have more loan options. Consumers with good credit will also be eligible to pay lower annual percentage rates (APR). The best way to ensure you are getting the best deal on your loan is to do plenty of research. Use a loan calculator to decide how much you can afford to pay each month, then get a quote.

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It has been estimated that as few as 7% of consumers will qualify for 0% APR loans. While those who have experienced credit issues will probably end up paying a higher APR, it is still possible to obtain a loan. More lenders are offering loans to consumers with less than perfect credit. The first step you'll want to take is to get your credit score so you'll have an idea of what kind of APR you qualify for. When it comes to auto loans, ignorance is not bliss, so whether you have perfect credit or not, make sure you do a little legwork before you buy.

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Colorado State Auto Loan Information

For additional information regarding new/used autos and lending regulations, contact your Colorado DMV and Colorado Office of Economic Development:

Colorado Division of Motor Vehicles
1881 Pierce St
Lakewood, CO 80214

Colorado Office of Economic Development
1625 Broadway, Ste. 1700
Denver, CO 80202

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