Georgia Auto Loans

Thanks to a recent drop in rates, consumers in Georgia can benefit from auto loan rates that are lower than the national average by about 2 points. The average auto loan percentage rate in Georgia hovers just about 6.5%. Now is the time to request a rate quote if you are looking to purchase a car in Georgia.

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Auto Lenders & Loan Types in Georgia (GA)

Some of the lenders who are available to help you secure an auto loan in Georgia include:

Capital One Auto Finance
CitiFinancial Auto
Columbus B&T
AmSouth Bank
SunTrust
Wachovia

Some of the types of loans in Georgia include:

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Financing Car Loans in Georgia (GA)

It's simple and easy to compare various auto loan rates in Georgia if you have some basic information. First, you should know your credit score. Next, check rates in your area in Georgia for cars you're interested in. Apply now and get approved before you go to the dealer. You can negotiate more if you're not worried about the dealer arranging financing. Make sure you double-check all paperwork so you know you what to expect with rate and payments.

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If you have good credit (above 600), you will probably qualify for a variety of loans from several lenders. This is why it is very important to perform a good amount of research to be certain you are getting the best auto loan rate possible.

Those of us with less than perfect credit still have options. The percentage of lenders who offer 'credit challenged loans' is growing daily as more of us find ourselves with some rough patches on our credit report. Credit challenged loans may have higher annual percentage rates, so you'll want to research as many lenders as possible before committing to one.

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Georgia State Auto Loan Information

To learn more about the rules and regulations relating to auto financing in Georgia, you can contact the Department of Transportation or the Department of Banking and Finance.

Georgia Department of Transportation
2 Capitol Square S.W.
Atlanta, Georgia 30334

Georgia Department of Banking and Finance
2990 Brandywine Road, Suite 200
Atlanta, GA 30341-5565

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Current Rates

APR

36 month new car: 60 month new car: 72 month new car: 36 month used car: 60 month used car: 72 month used car: Refinance car loan: Lease buyout:	6.15% 6.27% 6.71% 6.62% 6.77% 7.38% 7.22% 8.38%
Updated: 06/14/2007
Source: Uehara Index

* Auto Loan Center is not an auto loan lender or broker, but provides information about auto loan products and lenders. Not all products and services are available in all states.