Wyoming Auto Loans

Along with Montana, Wyoming is what remains of the nation’s Old West. Wide open spaces split by two lane roads that can often be occupied with antelope or deer. During the summer, the cattle are generally in the high country so you don’t have to dodge them.

Request a Wyoming car loan (WY) today >>

Auto Lenders & Loan Types in Wyoming (WY)

If you’re going shopping for a car in Wyoming, a good place to start might be the Wyoming Auto Dealers Association. Their website has a listing of dealerships by county. If you’re looking for a loan to buy that car, here is a considerably shorter list of good places to begin your inquiries:

• Lending Tree will take your loan application online and shop it until they find four lenders licensed in Wyoming who will consider your loan.
  
• Wells Fargo offers loans for new and used cars, refinancing of existing auto loans and lease buyouts. They will finance purchases from private parties and dealers.
  
• Bank of America has loans for new cars, used cars, lease buyouts and refinancing.
  
• Ford Credit will finance cars purchased from their network of Ford, Lincoln, Mercury, Mazda, Volvo, Jaguar and Land Rover dealers.
  
• First Interstate Bank & Trust provides loans for new and used cars and trucks.

Get a Wyoming car loan (WY) now >>

Financing Car Loans in Wyoming (WY)

Good credit might be a reason to use a local bank – but then again, online bankers see so few applicants with good credit that you might get a better deal there.

Bad credit has almost become an antiquated term. With the explosion of debt-financed consumer spending in the last twenty years, there aren’t many of us that haven’t overstepped at some point and slipped on payment schedules. Bankruptcy has become so common that recovering from it takes perhaps half the time it took ten years ago.

Request Wyoming vehicle financing (WY) online >>

The fact that people with blemished credit records can get auto loans doesn’t mean that the interest rates will be the same as those for people with clean credit. Your rates will be higher, but you can always refinance in a few years and that will be one more loan paid in full on your credit record, along with (hopefully) a lower interest rate.

Wyoming State Auto Loan Information

For questions on Wyoming state lending rules and regulations and auto details, contact the Division of Banking or the Department of Transportation:

Wyoming Division of Banking
Herschler Building, 3rd Floor East Wing
122 West 25th Street
Cheyenne, WY 82002

Wyoming Department of Transportation
5300 Bishop Blvd.
Cheyenne, WY 82009-3340

Apply for a Wyoming auto loan (WY) online >>