Auto Loans After Bankruptcy

Have you just filed bankruptcy?  In the past, lenders didn’t offer auto loans for people in this kind of financial bind but luckily times have changed.  All kinds of lenders offer post-bankruptcy auto loans.

Request a post-bankruptcy auto loan today. >>

Anatomy of a Post-Bankruptcy Car Loan

Post-Bankruptcy Auto Loan applications operate a little differently than other auto loan applications.  Make sure you do the following things:

  • Check out your credit report.  Make sure all the accounts that you have closed are reflected in your report.  If old accounts are still open, it could aversely affect your credit score.
  • Work with a car loan lender.  Car loan lenders have several resources that can help them find a good rate and program for you.
  • Explain your situation.  Your car loan application will ask you if you have ever filed for bankruptcy.  At that point you can explain the circumstances that led up to your bankruptcy and the actions you have taken to fix your situation.

Apply for a post-bankruptcy car loan today >>

Once you have your auto loan, keep an eye on your credit score and market interest rates.  Post-Bankruptcy Auto Loan interest rates are always a little higher than good credit loans, but as your credit improves you can qualify for a better interest rate.

Obtain Financial Freedom From an Auto Loan

Auto Loans are a great way to re-build your credit score by giving you the chance to make consistent payments on your loan. It is a much better way to exercise new financial habits than, say, a credit card, which can carry high interest rates. Best of all, you can choose an auto loan term to fit your individual needs — whether it’s a 36-month loan or a 72-month loan.

Apply for a post-bankruptcy auto loan in your area. >>

* Auto Loan Center is not an auto loan lender or broker, but provides information about auto loan products and lenders. Not all products and services are available in all states.

Get An Auto Loan!

Current Rates


36 month new car:
60 month new car:
48 month used car:


Rates vary depending on your credit and the lender

Updated: January 2014

Source: Uehara Index